Melissa Smith

As March rolls in, so do buzzer-beaters, brackets, and big-time upsets—plus that reminder from State Farm’s recent commercial: don’t be “living on a prayer” or “halfway there” when it comes to protecting what you’ve built. For me, that’s what State Farm is really about: more than a policy, it’s having a local team you can count on for real conversations, clear options, and support when life changes.

We are dedicated to providing exceptional service and protection for you and your family. Our team can thoroughly review your coverages to ensure you have adequate protection, or we can establish a personalized plan tailored to you and your family's needs. We offer a comprehensive range of insurance options, including life insurance, Farm/Ranch insurance, motorcycle insurance, boat insurance, camper & RV insurance, ATV insurance, home insurance, renters insurance, and business insurance. We also offer services to help you reach your financial goals. Don't hesitate to contact our office today via call, text, or email. We are committed to helping you!

I have been a State Farm Agent for 12 years now in Neligh, and was given the opportunity to serve the Creighton and Plainview communities in 2021. I am a proud member of the Chamber of Commerce in each town. We love supporting and giving back to our local schools, 4-H, sports programs, Booster Clubs, food banks, fundraisers, and local community events.

I received the RICP designation from the American College of Financial Services in 2020, and was granted the LACP designation from the NAIFA in 2024.

I am married to my husband Craig for 34 years, and we have a grown son, Riley. In addition to our businesses, we also have a farm and raise cow/calf pairs. In my spare time, I enjoy reading and traveling, especially to the Black Hills.

So, whether you are in the market for Home, Auto, Life or Health insurance we will have a product that fits your needs for the price that fits your budget

Whether it’s preparing for college, retirement or for the unexpected, we can help! Call, text or email my office today for your very own Personal Price plan!

My team and I are here to make sure all your insurance needs are taken care off!!! Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance and so much more!! Call, text, or email my office today so you are covered by the Top-Rated Insurance Company in America! Let us help protect what is most important to you! With offices in 3 locations, Creighton, Neligh, and Plainview; we look forward to serving you like a good neighbor all over Northeast Nebraska!